# Which bank gave you the best home loan deal?

**URL:** <https://community.butter.money/t/which-bank-gave-you-the-best-home-loan-deal/15>\
**Category:** Understanding Home Loans\
**Tags:** home-loans, loan, best-offer\
**Created:** [June 8, 2025, 10:38am UTC](https://community.butter.money/t/which-bank-gave-you-the-best-home-loan-deal/15 "2025-06-08T10:38:44Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![admin-buttermoney](https://community.butter.money/letter_avatar_proxy/v4/letter/a/f08c70/32.png) [@admin-buttermoney](https://community.butter.money/u/admin-buttermoney)\
**Post date:** [June 8, 2025, 10:38am UTC](https://community.butter.money/t/which-bank-gave-you-the-best-home-loan-deal/15/1 "2025-06-08T10:38:44Z")

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Home loan rates are constantly changing - and so are the offers that come with them.

If you’ve recently taken a loan or received quotes from multiple banks, could you share your experience?

✅ Bank/NBFC name  
💰 Interest rate (ROI)  
⚖ Fixed or Floating?  
🧾 Processing fee or any waivers?

This will help others benchmark and negotiate better deals. Let’s crowdsource the best offers out there!

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**Author:** ![Mudit](https://community.butter.money/letter_avatar_proxy/v4/letter/m/5f8ce5/32.png) [@Mudit](https://community.butter.money/u/Mudit)\
**Post date:** [June 8, 2025, 1:51pm UTC](https://community.butter.money/t/which-bank-gave-you-the-best-home-loan-deal/15/2 "2025-06-08T13:51:03Z")

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Union Bank at 8.9% before the repo cuts began. Now I am at 7.9%.

Salaried profile at an MNC → negotiated hard with 4 banks. Father worked in bank so was easier. Not sure if will be the case for everyone.