This category is for anyone trying to understand the complex world of home loans — from interest rates and EMIs to prepayment options and bank comparisons.
Use this category to:
- Ask for loan comparisons or suggestions
- Discuss floating vs. fixed rates, MaxGain vs. term loans
- Understand what banks look for when approving a loan
Why this exists:
Unlike the other categories, this one is focused on financing the home — i.e., what kind of loan to take, and how to get the best one.
Sample topics:
- “Is SBI MaxGain really better for salaried folks?”
- “Axis offered 8.6% ROI vs. 8.35% from ICICI — worth switching?”
- “Can I get a loan if my CIBIL is 670?”