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Welcome to Butter Hood - Real Estate x Finance Community :wave:
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6
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254
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July 24, 2025
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Upgrading? ₹80L as a home loan or a LAP on your old flat: ₹21L difference
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0
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1
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October 31, 2026
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Paid ₹12L pre-EMI while the flat was being built? Your tax saving may be zero
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0
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3
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October 30, 2026
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Repo is up 25 bps. Pay ₹904 more a month or add 9 months to your loan?
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1
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5
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October 29, 2026
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Laid off with a ₹58k EMI. Restructure the loan or ride it out on savings?
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0
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4
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October 28, 2026
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₹1 cr flat, ₹75L loan. Why do you need close to ₹50L in cash?
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0
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4
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October 27, 2026
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CIBIL 800+ and still rejected for a home loan? What reason did they give?
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0
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6
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October 26, 2026
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Hot take: aggressively prepaying a 7.7% home loan is a mistake. Just invest the money. Tell me why I'm wrong
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1
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18
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October 26, 2026
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Buying resale from an NRI seller? ₹18L of the price is your TDS problem
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1
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10
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October 26, 2026
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Last EMI paid, documents still with the bank. Did anyone claim ₹5,000 a day?
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0
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6
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October 23, 2026
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Your bank offers 8% to stay, another lender offers 7.75% to switch. Which?
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0
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7
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October 22, 2026
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Parents giving ₹20L for the down payment: pay the builder directly or go through you?
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0
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6
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October 21, 2026
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Builder 14 months late. Did you claim delay interest under RERA?
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0
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8
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October 20, 2026
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2 years left on your home loan. Close it early or let the EMIs run?
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0
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6
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October 19, 2026
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Spouse’s CIBIL is 690, yours is 790. Add them to the home loan or go solo?
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0
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13
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October 17, 2026
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Home Loan Alert: Why Is NHB Increasing Scrutiny of Housing Finance Companies?
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0
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19
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October 16, 2026
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How many lenders pulled your CIBIL before your home loan got sanctioned?
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1
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14
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October 16, 2026
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Buying a flat in Bangalore from Dubai. The loan was the easy part. It's everything around it that's quietly breaking me
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0
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26
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August 20, 2026
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Opened my home loan amortisation schedule for the first time in 3 years. That 'comfortable' 30-year tenure is costing me ₹31 lakh
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0
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22
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August 18, 2026
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Rate the bank that gave you your home loan. Not on the interest rate, on how they treat you AFTER the money's disbursed
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0
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18
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August 17, 2026
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AMA Monday: Home Loan Balance Transfer — Worth the Paperwork or Not?
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0
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19
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July 27, 2026
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Home loan interest can cut your capital gains tax when you sell — but only if you never claimed it
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0
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34
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July 23, 2026
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e-Khata portal is blocking home loans for partitioned plots in BLR — anyone dealt with this?
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1
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42
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May 26, 2026
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RBI Kept Rates Unchanged Yesterday… But Is the Real Impact Still Coming?
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2
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64
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April 9, 2026
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Buying a home at the brink of war… worth the commitment?
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13
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194
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March 28, 2026
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Self funding or leveraging home loan, What would you choose and why?
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5
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129
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March 28, 2026
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If RBI doesn’t cut rates further… would you still wait or lock your loan today?
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6
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104
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March 28, 2026
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AMA Wednesday: SBI Cuts MCLR, EMIs Are Falling- But New Loan Rates Just Went Up. What Should You do?
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15
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175
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March 28, 2026
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Home loans for startup founders - easier said than done?
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1
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78
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March 23, 2026
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Repo Rate in 2026: Will RBI Cut Further or Is 5.25% the Floor? What's Your Call?
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4
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119
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February 16, 2026
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