e-Khata portal is blocking home loans for partitioned plots in BLR — anyone dealt with this?

Buying Your First Home
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Nobody warned me this was even a thing until a friend got stuck in it last month.

BBMP’s new e-Khata portal (e-Aasthi) apparently has no option for fresh Khata creation if the property has no prior municipal record — which is exactly the situation for a lot of revenue plots that changed hands via family partition deeds.

Practical fallout:

  • Banks won’t process the home loan — they need the new owner’s name in municipal records before disbursing
  • The seller’s Khata stays undivided, multiple co-sharers all linked to one registration number
  • No separate ePID gets generated for your portion of the plot
  • Water + electricity connections stuck. Building plan sanction stuck. Everything stuck.

The “you have clear title” thing is apparently a different question from “the municipality knows you exist.” You can have a registered partition deed, valid sale deed, proper mutation entries — and still be invisible in BBMP’s revenue records.

Lawyers are saying the only path right now is offline — walk into the jurisdictional ARO with:

  • Registered partition deed
  • Khata extract (if available from before)
  • Encumbrance Certificate
  • Property tax receipts
  • RTC and mutation records

…and wait. Could take months. Banks won’t hold their sanction letters that long.

For anyone currently eyeing a revenue plot or a family property that went through a partition — did you specifically check whether a separate ePID exists on e-Aasthi before going ahead? Curious how many people are even asking for this at the due diligence stage.

  • Checked e-Aasthi ePID — it was there :white_check_mark:
  • Didn’t know to check this, will look now
  • Bought a revenue plot and hit a Khata wall
  • Not buying a plot, but good to know [/poll]
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This isn’t a rare edge case in Bangalore

Large parts of Sarjapur, Devanahalli, Hennur, a lot of that inventory is on revenue land that passed through family partitions. No municipal footprint despite valid title.

The real risk isn’t the paperwork. It’s that the property becomes effectively illiquid ; can’t loan against it, hard to resell, until the Khata is sorted. And the offline ARO route easily takes 3–6 months.

One thing worth adding to the checklist before even paying booking: search the survey number on e-Aasthi. If nothing comes up, you have your answer before you’re committed.