With recent repo rates cuts, many of our customers asked:
“Should I lock in my rate now or wait?”
“How quickly do banks pass on rate cuts quickly?”
“How does it affect balance transfers or OD accounts?”
“Why is my EMI still high even though RBI didn’t raise rates?”
“Will these rate cuts impact my education loan?”
In this AMA thread, bring all your questions about rate trends, bank reactions, and timing your loan decision - whether you’re buying fresh or refinancing.
We’ll also share insights from recent lending patterns, RBI updates, and community experiences. The answers will given by banking leaders from ICICI, SBI, and Federal.
I have a loan from L&T housing finance, and they are not moving with repo rate changes? Is the change applicable to NBFCs as well? and how do I know this?
We’ll also share insights from recent lending patterns, RBI updates, and community experiences. The answers will given by banking leaders from ICICI, SBI, and Federal.
Post your questions below
