Which bank gave you the best home loan deal?

Home loan rates are constantly changing - and so are the offers that come with them.

If you’ve recently taken a loan or received quotes from multiple banks, could you share your experience?

:white_check_mark: Bank/NBFC name
:money_bag: Interest rate (ROI)
:balance_scale: Fixed or Floating?
:receipt: Processing fee or any waivers?

This will help others benchmark and negotiate better deals. Let’s crowdsource the best offers out there!

Union Bank at 8.9% before the repo cuts began. Now I am at 7.9%.

Salaried profile at an MNC → negotiated hard with 4 banks. Father worked in bank so was easier. Not sure if will be the case for everyone.